Terms of Use

Last updated: October 24, 2025

Welcome to ivankoval.com, operated by FOP Koval Ivan (“we”, “our”, or “us”).
By accessing or using this website (the “Site”), you agree to be bound by these Terms of Use and our
Privacy Policy.
If you do not agree with these terms, please do not use this Site.

1. Use of the Site

You agree to use the Site only for lawful purposes and in accordance with these Terms. You must not:

• Attempt to gain unauthorized access to the Site or its servers.
• Copy, distribute, or modify any content without permission.
• Use the Site in any manner that could damage, disable, or impair its functionality.

2. Digital Products

All digital products offered on ivankoval.com (illustrations, artworks, graphic designs, and other creative assets) are provided as digital downloads. After purchase, you will receive access to download the files.

Please note:

• All sales of digital products are final. We do not offer refunds once a file has been downloaded.
• You are responsible for ensuring compatibility with your software or devices before purchase.

3. License and Intellectual Property

All content on this Site — including images, illustrations, designs, logos, and text — is the intellectual property of FOP Koval Ivan unless otherwise stated.

When you purchase a digital product, you receive a non-exclusive, non-transferable license to use it according to the specific terms provided with the product.

You may not:

• Resell, redistribute, or sublicense the files.
• Claim the artwork as your own.
• Use the files in a way that violates copyright or other applicable laws.

4. Payment and Processing

Payments are securely processed through trusted third-party providers such as Fondy or PayPal. We do not store your credit card or payment information on our servers.

5. Limitation of Liability

The Site and its content are provided “as is” without warranties of any kind, either express or implied. We are not liable for any damages resulting from:

• Inability to access or use the Site.
• Errors, omissions, or inaccuracies in content.
• Technical issues, interruptions, or security breaches.

Your use of the Site is at your own risk.

6. Changes to Terms

We reserve the right to modify or update these Terms at any time. Any changes will be posted on this page with an updated “Last updated” date. Continued use of the Site after such changes constitutes acceptance of the new Terms.

7. Governing Law

These Terms are governed by the laws of Ukraine. Any disputes arising from or related to the use of this Site shall be subject to the jurisdiction of the courts of Ukraine.

8. Contact

If you have any questions about these Terms, please contact us: